Retirement Planning

Everything you need to know about planning for retirement, from 401(k)s and IRAs to withdrawal strategies.

12 Lessons

7 Tools

8 Key Concepts

Key Concepts

A retirement savings account offered by employers. Often includes matching contributions—free money you shouldn't leave on the table.

Individual Retirement Account - a retirement savings account you open yourself. Comes in Traditional and Roth varieties.

Retirement account funded with after-tax dollars. Contributions and ALL growth can be withdrawn tax-free in retirement.

Traditional IRA

Retirement account with tax-deductible contributions. You pay taxes when you withdraw in retirement.

compound interest

Interest calculated on both the initial amount AND previously earned interest. This is how money grows exponentially over time.

Free money from your employer added to your 401(k) based on your contributions. A 100% return on investment!

The process of earning ownership over time. Common schedule: 4-year vesting with 1-year cliff means nothing for year 1, then gradual ownership.

The phase of life when you stop working for income. Requires having enough saved to cover expenses for potentially 30+ years.

Lessons

401(k) Basics: Don't Leave Free Money on the Table

Foundations5 min

IRA Basics: Your Personal Retirement Account

Foundations5 min

Roth vs. Traditional: Which Is Right for You?

Compound Interest: How Money Grows Exponentially

Foundations4 min

Investing 101: Making Your Money Work for You

Foundations5 min

Index Funds: The Simple Path to Investing

Foundations5 min

ETFs Explained: The Modern Way to Invest

Asset Allocation: Balancing Risk and Reward

Dividend Investing: Building Passive Income

The Backdoor Roth IRA: A High Earner's Secret

Tax-Loss Harvesting: Turn Losses Into Tax Savings

Portfolio Rebalancing: Maintaining Your Strategy

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Withdrawal Strategy

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Social Security Optimizer

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