Privacy Policy

Introduction

Atlas Peak Media, LLC ("we," "our," or "us"), operating as First Gen Finance, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and mobile application (collectively, the "Service").

By using the Service, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Information You Provide

• Account Information: When you create an account, we collect your name and email address. You may sign up using email and password, Apple Sign-In, or Google Sign-In. If you use a third-party sign-in provider, we receive your name, email address, and profile identifier from that provider.
• Profile Data: Optional information you provide, such as birth year, income range, and financial goals.
• Learning Progress: Your flashcard study history, quiz scores, and tool usage data.
• Payment Information: If you subscribe to a paid plan, payment processing is handled by Stripe. We do not store your credit card number or full payment details. We retain only your Stripe customer ID and subscription status to manage your account. For iOS in-app purchases, payment is processed by Apple and we receive only a transaction receipt.

Information Automatically Collected

• Usage Data: How you interact with our Service, including pages visited and features used. We use PostHog for product analytics to understand usage patterns and improve the Service.
• Device Information: Browser type, operating system, and device identifiers.
• Error and Performance Data: We use Sentry to collect crash reports, error logs, and performance metrics to diagnose and fix technical issues. This may include device information, app state at the time of an error, and stack traces.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Service
• Personalize your learning experience
• Track your progress and provide insights
• Process payments and manage subscriptions
• Send you notifications about your learning streak
• Respond to your comments and questions
• Analyze usage patterns to improve our content
• Monitor and fix errors and performance issues

Cookies and Local Storage

We use cookies and similar technologies to operate the Service:

• Authentication Cookies: We use cookies to maintain your login session and authenticate requests. These are essential for the Service to function and cannot be disabled.
• Local Storage: We use browser localStorage to store your user preferences, theme settings, and cached learning data to improve performance and your experience.
• Analytics Cookies: PostHog may set cookies to distinguish unique users and track sessions for product analytics.

Data Sharing and Disclosure

We do not sell your personal information. We may share your information in the following situations:

• Service Providers: We share data with third-party vendors who help us operate the Service, including Supabase (database hosting and authentication), Stripe (payment processing), Sentry (error monitoring), and PostHog (analytics). These providers only access your data as necessary to perform their services and are obligated to protect it.
• Legal Requirements: We may disclose information if required by law or to protect our rights.
• Aggregated Data: We may share anonymized, aggregated data for research or marketing purposes.

Data Storage and Security

Your data is stored securely using Supabase, which provides encrypted database hosting and authentication services. We implement appropriate technical and organizational measures to protect your personal information, including encryption in transit and at rest.

However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your account and data
• Opt out of marketing communications
• Request a copy of your data in a portable format

To exercise these rights, please contact us at privacy@firstgenfinance.com.

California Privacy Rights (CCPA)

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with additional rights regarding your personal information:

• Right to Know: You may request that we disclose the categories and specific pieces of personal information we have collected about you, the categories of sources from which it was collected, the business purpose for collecting it, and the categories of third parties with whom we share it.
• Right to Delete: You may request that we delete the personal information we have collected about you, subject to certain exceptions permitted by law.
• Right to Opt-Out of Sale: We do not sell your personal information. If this changes in the future, we will provide a clear opt-out mechanism.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

To submit a CCPA request, please contact us at privacy@firstgenfinance.com. We will verify your identity before processing your request and respond within 45 days.

Children's Privacy

Our Service is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you are a parent and believe your child has provided us with personal information, please contact us.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.