All Posts By

Danielle Moncure

Travel Recap: My Week in Rome and Amalfi Coast

It’s been entirely too long since my last post. Between getting my ass kicked during tax season, and taking some time to recover from it, time really got away from me. Since my last post I celebrated by 30th birthday, and if you follow me on social media, you know that I marked the occasion with a trip to Italy with the hubby and some friends. We spent 3 days in Rome,…

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Let’s Talk Car Insurance

This was my husband’s Durango after being stolen from our driveway on Monday. All four wheels, dashboard, roof lining, steering wheel, and his favorite emergency cologne were gone. The police estimate it took about an hour to do all this. Cool, right? My husband spent the day stressed, pissed off, and mentally drained from all the phone calls and running around. Honestly, I was a little impressed. Beyond the headache of dealing…

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Money Questions to Ask Before Saying ‘I Do’

So you think you’re in love, huh? You’ve been dating for 18 months, you finish each other’s sentences, and you spend so much time together, you practically live together. So it makes sense that the obvious next step is marriage, right? Before you start ring shopping, or scrolling through your wedding Pinterest board, ask yourself a few questions. Do you ever talk about money, aside from deciding who’s picking up the check? Do you…

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Money Tips for the Young, Fly & Single

You’re probably rolling your eyes thinking here’s yet another married person preaching to single folks. Before you drag me like Ciara, this ain’t that kind of post. Honestly I’ve only been married like five minutes for 16 months, so I’m not that far removed from single life. Anyway, this weekend, a friend and I were talking about how your finances shift post-marriage. Her assumption was things are easier with an additional income.…

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Lessons From My January Financial Fast

Many of you know that I just wrapped up a financial fast for the month of January. I wanted to share my results from the fast and the lessons I’ve learned about my finances thus far. Results Disclaimer: This excludes bills, groceries, and items that I paid in January with money that was previously set aside. This is exclusively my spending money for the month. I spent a total of $359. In…

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Four Ways to Start Investing Without A Ton of Money

I frequently get asked how to start investing with little money. There are several great options for beginners who don’t have a ton of discretionary money to use. It doesn’t matter how much you start with, only that you take the first step and remain consistent. Before beginning any investing, I recommend you have an emergency fund in place. Typically 3-6 months of expenses is sufficient. This step is important because if an…

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QOTD: What’s the best way to use my tuition refund check?

So you’re a few weeks into the new semester. Classes have started, you’ve made copies of the 75 pages your professor has assigned you out of her new book (never pay for the whole book), and you’re awaiting the most glorious part of the semester: refund check week. Before you buy those Yeezys, book spring break, or otherwise blow it on something reckless, back away from the ‘confirm’ buttons, and continue reading!…

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What Happens When You Die? End of Life Financial Planning

We are only ten days in to 2018, and unfortunately, my inner circle has suffered many losses already. Some were expected while others, were very sudden and very devastating. Some may find this topic uncomfortable, but today’s discussion is incredibly important. Here are some essential steps you need to take TODAY, that will lessen the burden on your loved ones after you die. Life Insurance This is the obvious first step. I will…

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What the New Tax Law Changes Mean for You

I hope everyone is having an amazing holiday season! The Tax Cuts and Jobs Act (TCJA) has been signed into law as of December 22nd, and there are a number of major changes for individuals and businesses. After digging into the 235 page bill, and additional sources, such as the Tax Policy Center, I developed a summary of items you need to know to properly plan for the upcoming year, and beyond.…

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What type of investments should I establish for my children?

Someone asked me a my opinion on which investments to establish for their children. I thought others may be interested so I’m posting my response for everyone. There are several great options for investing on behalf of your children. Disclaimer: I am not an investment adviser. Information presented here is purely for informational purposes. For detailed advice, be sure to speak with an investment professional before making a decision. 529 Plans If…

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