I’m Danielle. I’m a Certified Public Accountant (CPA), newlywed, and first generation college graduate. I’m a proud U-M alumnus and Detroit native, and holder of more student loan debt than I care to acknowledge.
I would describe my upbringing as sometimes securely middle-class and sometimes broke. I grew up watching my mom work two to three jobs at times, and for a stint, running her own successful business. During the best of times we lived in one of the best neighborhoods in the city, and at the worst we knew the protocol for living with utilities cut off, or hiding the car to avoid repossession. My parents, through no fault of their own, simply didn’t have the adequate understanding of personal finances to make better decision. I trust that many can relate to this experience.
My most important personal goal is to reverse the cycle of debt and poverty, for my family and yours.
Why First Gen Finance?
Any first generation college grad can relate to the sentiment “You don’t know what you don’t know.” While college was difficult, this sentiment also applies when navigating adulthood and the financial decisions that come with it. Through my day job, I see the difference it makes when one is surrounded by sound financial guidance while growing up. Frankly, when you know better, you do better.
My aim through this blog is to a) provide relevant information to help you make better financial decisions and b) cultivate an environment where we can have open discussions about money. How often do our friends and family engage in conversations about investing and managing debt? Almost never! Talking about money has been taboo too long, and it’s time to change that.
How is FGF different from other finance blogs?
Relax, I won’t tell you that the answer to building wealth is to simply live frugally and be a minimalist. While I myself am quite frugal, and quite the minimalist, I don’t believe that building wealth is that simple. My approach to finances is all about balances and discipline. I believe that defining goals, and diligently pursuing those goals should be met with a healthy about of spending. More on that to come.
I’ll provide useful content based on my research, experience and anecdotes about what works for others. Together, we’ll spark open, and respectful conversations with a community of folks like yourself. Join the discussion!